I am physically nauseous about the state of the world… Everyday I know that I’m blessed to have food in the fridge & a roof over my head & believe me when I say I am aware of situation in America & I know people have it so much worse… It shouldn’t matter is you are Liberal or Conservative, Vegan or Carnivore, Hunter or Hippie, It seems simple to me that in 2026, with all the education and communication that the one common goal should be Balance. It’s not the early 1900’s anymore, the borders are made, the time for world domination is over… get a grip…
But today, I’m having a pity party for myself, it’s about me & how the system is failing me… The system we were sold on from middle school is failing me… How to find security in the system… Graduate, get a job, buy a house… I did all that…
Banks… I recently figured out why the banks sold us on that system when I received my mortgage statement, which I actually took the time to look at this year… I know that it’s sad it took so long, but when you’re in ‘survival mode’, you just go with the scheduled programing. I trusted it, it’s the way of things right… Anyway, point is, I have a very small mortgage & the bank collected $13,000 for themselves in interest & $5000 went to my principal balance in 2025. What are they doing with my money…? Owning a home with the bank is swell…
Taxes… I’ve paid taxes, a lot of taxes, all the taxes! As I’ve previously written, i take care of my Dad who has Dementia & has suffered 2 heart attacks in the last couple of years. Employment insurance declined my claim after the 1st heart attack (6 months after I applied, short staffing etc etc) because the doctor missed a box, literally, that’s not an exaggeration, they wanted me to go back after 6 months and have the doctor tick the box, it didn’t matter that it said ‘heart attack’ & ‘myocardial infarction’ on the paperwork… the box was not ticked! By then, that doctor had moved on and I was back to work & didn’t have the energy for the fight to get the box ticked, I’d already cashed out my RRSP’s & ESOP’s to make ends meet at home & pay the bank their interest and at this point I was back to work.
Healthcare… Not only did the EI system fail me, the healthcare system is a sinking ship as well. Funny story… the healthcare scheduling department accidentally ‘discharged’ my Dads homecare because I cancelled too many appointments when I was home full time with him. I didn’t know that was a thing, no notice, no letter in the mail… So I called to schedule some home support after I’d finally found a job that was willing to work with my situation and help a gal out (some people are a blessing), but surprise, home support was cancelled… Anyway, six phone calls later, they start the process over… Six… Can they not see my Dads file? I mean, each one of those departments asked the same questions, & by the way, none of them have any experience with dementia patients. Re-did his paperwork, re-told his story, wasted an abundance of time & finally got him back in the system for home support services. Side note: They won’t send the same care worker for each visit cuz, well, they just don’t do it that way… I’m sorry but, if a stranger kept coming to my house, it’d be hard enough, but it’s about 1000 times harder for someone with dementia who’s confused af already!
Education system… also failing… not exactly relevant for me right now, just sayin.
When calculated, between banks & taxes, I get about 14% of my money… I won’t blame anyone for my credit card debt, me bad… but that is included in the equation. 14%. Meaning 86% goes to banks & governments that are failing miserably… Maybe if some more of that went to education, the systems wouldn’t be failing so miserably…
So, personally, Banks, Taxes & healthcare are failing me. Now, I want to be a proud Canadian, I really do, but every system is failing me. If I hear one more whiney Conservative who’s bank account is in the black whine about liberals, I might punch them in the face… it was just as bad under them. Unless you have generational wealth, you’re probably not going to make it… I have no faith in any stem of the government at this point… Literally physically nauseous…
I’m tired, I don’t want a new career I’m going to hate, I don’t want to find passive income, I just need a rest… I can’t afford to rest. My house is falling apart, my Dad is getting worse, I’m trying to balance it all & it’s just too much…